financial advising

How Do I Maximize Federal Student Financial Aid?

How Do I Maximize Federal Student Financial Aid?

College is expensive. Most of us need some form of financial aid. Often the best place to start is by trying to get financial aid from the federal government. In this post we explore how to maximize the way the federal government assesses your financial need and therefore increase your eligibility for financial aid...

Roth IRAs vs. Traditional IRAs - Which One is Right for Me?

Roth IRAs vs. Traditional IRAs - Which One is Right for Me?

Decide which type of retirement account to utilize can be a tricky endeavor. In this post we lay out some of the differences between Traditional and Roth IRAs to help readers decide which is best for them...

What is a Roth IRA?

What is a Roth IRA?

Roth IRAs are possibly one of the best gifts Congress has ever given the retirement saver. The advantages over Traditional IRAs are significant (we will get into those in a subsequent post), but in this post let's focus on the basics of what a Roth IRA actually is and how it works...

Budget Hack: How Do I Reduce My Monthly Car Payment?

Budget Hack: How Do I Reduce My Monthly Car Payment?

To continue our series on reducing your monthly expenses, today we examine how you can cut back your car payment significantly. The answer is a bit unconventional and may surprised you...

Budget Hack: How Do I Reduce My Cell Phone Bill?

Budget Hack: How Do I Reduce My Cell Phone Bill?

As part of an ongoing series, we are going to go through each of the major expense categories that make up one's monthly budget and discuss ways to reduce your expenses in those categories in order to save more money and build your wealth faster! First up, is your cell phone bill...

When Should I Retire?

When Should I Retire?

The point of retirement is to transition your life from one where you are working on someone else’s schedule, someone else’s calendar, someone else’s demands and requests to spending your time how you want to spend it. Does this mean you need to stop working all together though? Absolutely not. In fact we believe that work is an integral part of our purpose as human beings. But you do deserve to work on something that is more meaningful to you, on a schedule that better fits with your lifestyle....

Using Technology to Help Our Clients

Using Technology to Help Our Clients

With all the recent talk of "robo-advisors" it is obvious there is a need for improved technology in the financial advising space. The benefit of technology is almost always convenience. Clients need more convenience because their lives continue to get busier. Clients want to be able to see all of their assets in one place, want to be able to work on their budget on their phone while they have 5 minutes of downtime, and want to be able to make adjustments to their financial plan with the click of a mouse...